ISSN

2321-5763 (Online)
0976-495X (Print)


Author(s): Lalzuiliana

Email(s): drzuia@yahoo.com

DOI: 10.52711/2321-5763.2021.00018   

Address: Dr. Lalzuiliana
Associate Professor, Department of Economics, Government J. Thankima College, Aizawl Mizoram.
*Corresponding Author

Published In:   Volume - 12,      Issue - 2,     Year - 2021


ABSTRACT:
In this research paper an attempt is made to analyze the performance of microfinance Institutions by providing micro credits to living in abject poverty. Altogether 56,584 families in Mizoram are still living below poverty line which is 19.63 percent of total households of over 2.8 lakh, according to the BPL baseline survey 2016. The abject poor families have no access to formal financial products like saving, remittance, insurance. The utter poor families are in immense need of credits for which microfinance plays a vital role to make available this credit needs and motivate the poor households to increase their standard of living. This study intends to analyze how microfinance contributes to the development of micro enterprises in the area of Aizawl city. The abject poor families could start their own ventures in productive economic activities availing micro loans from the microfinance institutions. With the support of the microfinance institutions, the very poor families of the region can be start-up profitable economic activities which generate supplementary employment thereby eradicating poverty through increased income.


Cite this article:
Lalzuiliana. Performance Analysis of Microfinance Institutions in Aizawl City, Mizoram, India. Asian Journal of Management. 2021; 12(2):120-6. doi: 10.52711/2321-5763.2021.00018

Cite(Electronic):
Lalzuiliana. Performance Analysis of Microfinance Institutions in Aizawl City, Mizoram, India. Asian Journal of Management. 2021; 12(2):120-6. doi: 10.52711/2321-5763.2021.00018   Available on: https://ajmjournal.com/AbstractView.aspx?PID=2021-12-2-5


REFERENCE:
1.    BPL Baseline Survey (2016), Aizawl District, Mizoram Statistical Development Agency, Directorate of Economics and Statistics.
2.    Chandra, Ramesh (2014). Role of Micro Finance Institutions (MFIs) in Rural Development Through SHG-Bank Linkage Programmes (SBLP). International Research Journal of Commerce Arts and Science, 5(12) pp.99-106.
3.    Devaraja, B and Tripathi, V.K. (2016). Role of Microfinance Institutions in the Development of Entrepreneurs. Journal of Poverty, Investment and Development, 21, pp. 58-67.
4.    Economic Survey 2017-18. Government of Mizoram, Planning and Programme Implementation Department (Research and Development branch).
5.    Kumar, M., Bohra, N.S. and Johari, A. (2010). Micro-Finance as an Anti-Poverty Vaccine for Rural India. International Review of Business and Finance, 2 (1) pp. 29-35. Accessed from http://www.ripublication.com/irbf.htm on 26th July, 2019.
6.    Masal, D.M. (2013). A Study of Role of Micro-Finance in Rural Empowerment in India, Journal of Accounting and Finance, 3 (1), pp. 37-41. Accessed on http://www.bioinfopublication.org/ jouarchive.php? opt=andjouid=BPJ0000233 on 19th July, 2019.
7.    Mizoram State Level Bankers Committee (SLBC) 2016- 17 and 2018-19.
8.    Roopali Patil and Vani Kamath (2017). Impact of Microfinance on Rural development (With special Reference to Gulbarga Division of Karnataka State), 19 (9), pp. 01-09
9.    Saitluanga, Benjamin L (2017). Himalayan Quality of Life: A study of Aizawl City. Springer International Publishing.
10.    Statistical Abstract of Mizoram - 2018. Directorate of Economics and Statistics, Government of Mizoram.
11.    Vetrivel, S.C. and Chandra S. K. (2010). Role of Micro-Finance Institutions in Rural Development. International Journal of Information Technology and Knowledge Management, 2 (2), pp. 435-441.
12.    Yadav, R. K. (2014). Significance of Microfinance Institutions in Rural Development of India. International Letter of Social and Humanistic Sciences, 21, pp. 84-90. Available online on doi:10.18052/www.scipress.com/ILSHS.21.84. Accessed on 20th August, 2019.

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