ISSN

2321-5763 (Online)
0976-495X (Print)


Author(s): Reetika Verma

Email(s): reetikaverma20@gmail.com

DOI: 10.52711/2321-5763.2021.00016   

Address: Reetika Verma
Student of M. Com, Final Year, Pt. L.M.S. PG Autonomous College, Rishikesh, Uttarakhand.
*Corresponding Author

Published In:   Volume - 12,      Issue - 2,     Year - 2021


ABSTRACT:
The banking sector in any economy plays a significant role in its growth and development. This paper is based on financial performance analysis of two leading banks of India. This paper aims to evaluate financial performance of HDFC and SBI bank on the basis of accounting ratios and also to study the functioning of the Indian banking system [6]. In this paper different ratios of both the banks are compared. Capital adequacy ratio, debt equity ratio, leverage ratios, profit and loss account ratios, net interest margin ratio, return on equity and other ratios are used to compare the performance of both the banks. This research is based on the data collected from financial statements of the banks. The performance of both the banks are compared from the year 2015 to 2020. It is observed that performance of HDFC is better than SBI not only in terms of ratio analysis but also in terms of customer satisfaction.


Cite this article:
Reetika Verma. Comparative analysis of Financial performance of HDFC and SBI bank on the basis of Ratio analysis. Asian Journal of Management. 2021; 12(2):111-4. doi: 10.52711/2321-5763.2021.00016

Cite(Electronic):
Reetika Verma. Comparative analysis of Financial performance of HDFC and SBI bank on the basis of Ratio analysis. Asian Journal of Management. 2021; 12(2):111-4. doi: 10.52711/2321-5763.2021.00016   Available on: https://ajmjournal.com/AbstractView.aspx?PID=2021-12-2-3


REFERENCES:
1.    Ali Ataullah, T. C. (2014). Financial liberalization and bank efficiency: A comparative analysisi of India and Pakistan. Applied economics.
2.    Ashish M. Joshi, K. S. (2018, December). Measuring financial performance of selected banks using CAMEL model. International journal of research and analytical Reviews, 5(4).
3.    Gupta, S. (2012). Analysis of leverage ratio in selected Indian public sector and private sector banks. Asian Journal of Management Research, 3(1).
4.    Kankipati Ajay Kumar, D. A. (2017, April). Financial performance of selected public and private sector banks based on CAMEL model with reference to Indian banking sector. International Journal in Management and Social Science, 5(4).
5.    Nagarkar, J. J. (2015). Analysis of financial performance of banks in India. Annual Research Journal of Symbiosis Centre for Management Studies, 3.
6.    Priti Singh, A. S. (2013). Impact of monetary policy on profitability of banking sector A study of public and private sector banks in India. International journal of Engineering Research and Technology.
7.    Rao, S. (2013). A study on comprehensive problems of HDFC and SBI homeloan takers in Andhra Pradesh state. Innovative Journal of Business and Management.
8.    Sunita Chaki, D. K. (2019, July). Financia performance of banks in India: Are banks sound enough to be banked upon. International Journal of Innovative Technology and exploring Engineering, 8(95).

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