ISSN

2321-5763 (Online)
0976-495X (Print)


Author(s): Debashree Chakraborty

Email(s): cdebotuli@gmail.com

DOI: 10.5958/2321-5763.2015.00009.8   

Address: Mrs. Debashree Chakraborty
Assistant Professor of Law, ITM-University, Raipur
*Corresponding Author

Published In:   Volume - 6,      Issue - 1,     Year - 2015


ABSTRACT:
The changing financial landscape has posed new challenges for banks and policymakers/supervisors. Banks now have increased reliance on technology to compete in an increasingly competitive business environment and thus need to effectively manage the IT security and other related risks. Central Banks and supervisory authorities are facing new challenges in banking supervision as well as in designing and implementing monetary policy. The growing scope of E-Banking and increasing complexity of banking products and services demands continuous adaptation of regulatory framework and effective supervisory oversight. In India, there are guidelines or legal frame work for regulating the system and try to control the risks. Reserve Bank of India and judiciary took number of steps and frame rules and regulation so that there should not exist any lacuna in regulating the system. And they are always in a position to satisfy the need of the hour for that they occasionally amend laws and even frame laws. Still in India, due to the system it can be traced out that along with the development of economy, country facing various problems like cyber crime and other frauds.


Cite this article:
Debashree Chakraborty. E – Banking: Challenges and Development in India. Asian J. Management 6(1): January–March, 2015 page 53-60. doi: 10.5958/2321-5763.2015.00009.8


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