ISSN

2321-5763 (Online)
0976-495X (Print)


Author(s): S. Kamalaveni

Email(s): drkamalaveni@drngpasc.ac.in

DOI: 10.5958/2321-5763.2019.00062.3   

Address: Dr. S. Kamalaveni
Assistant Professor and HOD, Department of Commerce with Information Technology, Dr. N.G.P. Arts and Science College, Coimbatore – 48
*Corresponding Author

Published In:   Volume - 10,      Issue - 4,     Year - 2019


ABSTRACT:
SIDBI is one of the four All India Financial Institutions regulated and supervised by the Reserve Bank. It has offered direct finance to MSME by introducing new schemes lime SMILE, SMILE Equipment Finance (Soft loan to MSME) , Trader Finance, Working Capital, SPEED Plus and RLS. The shares of SIDBI are held by GOI and 29 other institutions, banking sector and insurance companies owned and controlled by the central government. This schemes provides 100% finance with sanction and disbursements, with no additional collateral and flexible repayment period. It provides micro fiancé in the form of equity and quasi equity and terms loans. SIDBI ahs playing the role of market maker to enhance corporate governance and operational efficiency of Micro Finance Impact, enabling smooth flow of credit to promote micro industries. It also have conceptualized SIDBI Vision 2.0, which underpins continued and renewed focus on the sector, www.udamimitra.in, has been created as promotion venture, which is loan market place where anyone can apply and any lender can pick up those applications without additional cost.


Cite this article:
S. Kamalaveni. A Study on the Performance of SIDBI – Portal of MSME. Asian Journal of Management. 2019; 10(4):405-408. doi: 10.5958/2321-5763.2019.00062.3


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